#ESM

AFTER YOU: CHECK LIST FOR YOUR WIDOW.

STEPS TO BE TAKEN BY YOUR WIFE (WIDOW)/NEXT OF KIN (NoK) AFTER DEATH OF HUSBAND (ESM):

Step-1: Collect Medical Certificate from Authorised Doctor/Hospital, in which “Cause of Death” is clearly written.

Note: In case of Unnatural death(Suicide or Accident), then collect copies of Medical Report, FIR, Postmortem Report, Police Investigation Report also. 

Step-2: Inform relatives and finalise funeral formalities. 

Note for AF: In case of funeral of Air Veteran (AV) is planned near any AF Stn, then immediately inform Stn authority about the death of AV, along with location and time of funeral. AF Stn will send a contingent to lay wreaths and pay homage to the departed soul of AV.  

Step-3: After funeral completed collect certificate.

Step-4: Apply for Death Certificate (DC) within 15 days of Death at the Registrar of Births & Deaths Office.

Note: If DC is issued with QR & Bar codes and name of website, then download DC as and when required. But, if Bar Code is not printed, then get 10/15 additional copies of DC on payment  and get them attested by Secretary ZSB or any Gazetted officer. 

Step-5: Apply to PDA (Pension Disbursing Agency/Bank) to STOP Service Pension of ESM. Submit copies of DC, PPO and First page of  Bank Passbook and copy of Widow’s Adhaar Card.  

Note: If ESM was getting pension from SPARSH, then, upload DC and intimate Death in SPARSH website.

Step-6: Apply to bank to Start Family Pension in favour of the widow.
If the ESM had a JN-PPO (Wife’s Name is written in PPO) and his the Pension Account is also jointly held with Wife, then, Bank will convert that joint Pension Account into Single account on Widow’s Name and give family pension to her. Widow should submit a copy of PPO, Adhaar card, PAN Card and two passport size photos of her in the Bank to start her pension. Also she should submit Life Certificate to bank to get first time Pension.

Note-1: SPARSH pensioners should apply for starting FP in favour of widow through SPARSH website.

Note-2: When account becomes single in the name of widow, please submit FORM-A to bank to NOMINATE someone, who will be able to withdraw balance amount from that account after widow’s death.

Step-7: Please Return I Card of ESM and Dependent I Card of Wife (if issued) to ZSB Barasat. Write a simple application and attach a copy of Death Certificate.

Step-8: Apply for Widow I Card at ZSB, Barasat. First apply Online in KSB Portal and then apply Offline with hard copies of form and documents. If there is NO JN-PPO, then No I Card will be issued to the Widow, till she gets her own PPO.

Step-9: Send “Death Intimation Application to Record Office” through ZSB/AFA.

Step-10: “Apply for Funeral Grant or Demise Grant or Garima Grant or ADLR (Assured Decent Last Rites)” to respective offices.

(a) Army Widows will apply for ADLR to Army CSD Canteen and Stn HQ for ₹10000/- +₹7000/-(total ₹17000/-).

(b) Naval Widows will apply at the CRSO Office at Kolkata for ₹30000/-

(c) AF Widows will apply to SI Office of Nearest AF Stn or IAFBA New Delhi, through ZSB to get ₹10000/-.

Step-11: Send Insurance Claim to AGI/NGI/AFGIS, (if applicable) through ZSB.

Step-12: Air Force widows apply for Family Assistance Scheme (FAS) from IAFBA through ZSB. You will get ₹1500-2800/- pm for 8yrs or lump sum amount, depending upon, which scheme is eligible.

Step-13: All Army, Naval and IAF Widows may apply for Children Education Grants from DIAV, INBA and IAFBA respectively, if applicable.

Step-14: Widows may apply for Children Education Grant/ PMSS etc online at KSB website.

Step-15: Army Widows may apply for financial grants from Regimental Funds/Association etc. Widows from Artillery Corps will get ₹20,000/- from RAA (Regimental Artillery Associations).

Step-16: Block ECHS 64 KB Smart Card of ECHS online in ECHS website or Deposit to the affiliated ECHS Office of Army Stn HQ and take receipt. ECHS Cards for wife and other family members will continue.

Step-17: Apply for CSD (both Grocery and Liquor) Cards for Widow at nearest CSD Canteen Office. When cards are received, return both CSD Cards of ESM at CSD Office.

Step-18: Return any  Service I Card, if issued to ESM by Army/Navy/AF HQs or Sub Area HQ to respective offices or Army Stn HQ Bkp/Bengal Sub Area HQ or INS Netaji/AF Stn Bkp.

Step-19: Apply to Bank and Post Office to close all Single Accounts and all Fixed Deposits etc in the name of ESM and transfer amount into nominee’s A/c. All joint accounts should be converted into single accounts.

Step-20: Claim for other Insurance Amount from LIC/PM’s Insurance scheme/Others, if applicable.

Step-21: Intimate Assessment Officer of Income Tax Circle of ESM, about the death of ESM. Apply to IT department to surrender the PAN Number after four years.

Step-22: Visit Adhaar Card office or go to website to Digitally Lock the Biometrics of deceased ESM Adhaar Number, to prevent misuse in future.

Step-23: Transfer all Equity shares/Mutual Funds/SIPs etc, in the name of ESM to the nominee’s name and close his DEMAT A/c, if any.
 
Step-24: Visit nearest Road Transport Office (RTO) to surrender Driving License of ESM, if valid and applicable. Also, apply to RTO to transfer ownership of two/four wheeler vehicle on nominee’s name.

Step-25: Visit local Election Office and apply to cancel ESM name from Voter’s List by submitting Form No. 7 and Death Certificate.

Step-26: If there is any loan pending on ESM’s name, same should be liquidated.

Step-27: Transfer ownership of Gun/weapon after getting gun license. Keep the gun in Police Stn custody till then.

Step-28: If there is any police case or court case pending against the deceased ESM, then submit Death Certificate to Police Stn/Court.

Step-29: Transfer ownership of Flat/House/property in the name of nominee. If not jointly registered, succession certificate or legal heir certificate may be required.

Step-30: Apply for change names of Electric Meter, Society Charges, Cable TV, Telephone, Broadband, Property/House Tax etc.

Step-31: Execute WILL of ESM, if any.

Step-32: If you are looking for a job, submit your biodata to Army Stn HQ/AF Stn Bkp or INS Netaji as applicable.

Step-33: In case ESM had worked in another organisation after retirement from military service, then contact his ex-office for various death benefits, second pension and job for widow etc.

Step-34: Deactivate Adhaar Number of ESM by blocking Biometric authentication in Adhaar Website (https://uidai.gov.in).

ALL ESM ARE ADVISED TO PREPARE A DETAILED WRITTEN CHECK LIST, AS PER HIS OWN REQUIREMENTS AND CONDITIONS.

PLEASE BRIEF YOUR WIFE & GROWN UP CHILDREN ON ACTIONS TO BE TAKEN AFTER YOU, SO THAT WIDOW DO NOT FACE ANY PROBLEMS IN FUTURE.